Payment Policy

Effective Date: January 15, 2025

At Exquisite Earrings, we aim to make your shopping experience seamless and secure. This Payment Policy outlines the accepted payment methods, processes, and guidelines for transactions on our platform.

1. Accepted Payment Methods

We accept the following payment methods for your convenience:

  • Credit/Debit Cards: Visa, Mastercard, American Express, and Discover.

  • Online Payment Platforms: PayPal, Apple Pay, and Google Pay.

  • Bank Transfers: Available for large or bulk orders upon request.

  • Gift Cards: Exquisite Earrings gift cards can be used for purchases on our website.

2. Currency

All transactions are processed in U.S. Dollars (USD). If you are shopping internationally, your bank or payment provider may apply currency conversion fees.

3. Payment Processing

  • Payments are processed securely at the time of purchase using industry-standard encryption technologies to protect your information.

  • You will receive a confirmation email once your payment is successfully processed.

  • Orders will not be processed or shipped until full payment is received.

4. Security Measures

  • We use SSL (Secure Sockets Layer) technology to ensure that your payment details are encrypted and secure.

  • Our payment processors are PCI DSS (Payment Card Industry Data Security Standard) compliant.

  • We do not store complete credit card information on our servers.

5. Failed or Declined Payments

If your payment is declined:

  • Verify that all payment details are entered correctly.

  • Contact your bank or payment provider to resolve any issues.

  • Try an alternative payment method or contact us for assistance at payments@exquisiteearrings.com.

6. Taxes and Additional Charges

  • Applicable taxes will be calculated at checkout based on your shipping address.

  • International orders may be subject to import duties, taxes, and fees, which are the responsibility of the customer.

7. Refunds and Adjustments

Refunds will be issued to the original payment method used during checkout. For more details, please refer to our Return and Refund Policy.

8. Promotions and Discounts

  • Discount codes and promotions must be applied at checkout to be valid.

  • Only one discount code can be applied per order.

  • Promotions cannot be retroactively applied to previous purchases.

9. Fraud Prevention

  • For security purposes, we may require additional verification for certain orders.

  • Orders flagged as potentially fraudulent will be reviewed, and we reserve the right to cancel such orders if verification cannot be completed.